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Moving To Franklin, TNPublished April 17, 2026
Top 10 Best Places to Retire in Franklin, TN (2026 Guide)
Thinking about retiring in Franklin, Tennessee? You might be surprised to learn that two people can live just 10 minutes apart in Franklin and experience completely different lifestyles. That is exactly what makes this area so unique for retirees. From walkable, historic downtown streets to ultra-private gated estates, Franklin and Williamson County offer a retirement setting that most people did not think was possible at this price point.
In this 2026 guide, Kyle and Casey Wallace of The Wallace Group break down the top 10 best places to retire in Franklin, TN, covering what daily life actually looks like in each one so you can find the fit that is truly right for you.
Watch the full breakdown on YouTube
Watch Full Video HereWhy retirees are choosing Franklin and Williamson County, TN:
- Tennessee has zero state income tax on wages, salaries, and retirement income
- Lower property taxes compared to most high-cost states
- World-class healthcare including Williamson Medical Center and Vanderbilt University Medical Center (~30 min)
- Top-ranked schools for visiting grandchildren
- A quality of life that rivals destinations twice the price
The Top 10 Best Retirement Neighborhoods in Franklin, TN
Downtown Franklin
Downtown Franklin is one of the most walkable and vibrant small-town downtowns in the entire South. Main Street is lined with locally-owned restaurants, boutique shops, coffee shops, and live music venues. For retirees who want to leave the car in the garage and walk to dinner, this is the answer.
The historic character of the area is well-preserved, and there is always something happening, from seasonal festivals and farmers markets to community events throughout the year. Housing options include condos, townhomes, and historic homes within walking distance of everything. This is the neighborhood for the retiree who wants to feel connected to a living, breathing community every single day.

Westhaven
Westhaven is one of the most recognized master-planned communities in middle Tennessee, and for good reason. It is a resort-style neighborhood built around amenities: multiple pools, walking trails, a golf course, playgrounds, and a packed calendar of community events. When the grandkids come to visit, you will never be stuck wondering what to do.
One of the most beloved features of Westhaven is the pond near the community entrance. Grandparents and grandchildren can be found there regularly on afternoons, walking around and fishing together. It is one of those small touches that makes daily life genuinely enjoyable.
From a retirement-specific standpoint, Westhaven offers a dedicated 55-plus section that gives retirees a quieter pocket of the community without any feeling of isolation. You still get full access to every Westhaven amenity. It is the best of both worlds.

Fieldstone Farms
Fieldstone Farms is an established Franklin neighborhood that checks a lot of boxes for retirees who want mature trees, sidewalks, and a sense of permanence. Homes here tend to offer more space than you might find in newer communities, which is especially popular with retirees who want room to host family without the overhead of a large luxury estate.
What makes Fieldstone Farms feel different from a typical master-planned neighborhood is how organic it feels. You get a genuine mix of retirees, working professionals, and long-term residents, which creates a grounded, community feel that cannot be manufactured. It is close to Cool Springs for shopping and dining, and Williamson Medical Center is just a short drive away.

Legends Ridge
Legends Ridge is one of Franklin's best-kept secrets, and one of the most underrated retirement neighborhoods in the entire area. It sits just north of downtown Franklin, putting you roughly 7 minutes from Main Street, but once you are inside the neighborhood, it feels like you are completely tucked away from the world.
The defining physical feature of Legends Ridge is its elevation. Rolling hills, long private driveways, and in many cases stunning views set these homes apart from the flat, predictable layouts you find in a lot of suburban communities. If you want the convenience of being close to Franklin with the feeling of true seclusion, Legends Ridge consistently delivers.

Leiper's Fork
Leiper's Fork is unlike anywhere else in middle Tennessee. It is the definition of a small-town escape, sitting just west of Franklin with a character that is entirely its own. The community has a tight-knit, artistic culture built around local restaurants, art galleries, and a live music scene that draws in musicians, artists, writers, and anyone who values authenticity over convenience.
Grocery shopping does require a short drive into Franklin, but residents who love Leiper's Fork genuinely do not mind it. They like that separation. It is part of what makes the area feel timeless. Healthcare is accessible with Williamson Medical Center about 20 minutes away and Vanderbilt roughly 30 minutes north. If you are looking for a retirement setting that feels nothing like a typical suburb, Leiper's Fork is worth serious consideration.

Berry Farms
Berry Farms is one of the newer, highly active communities in Franklin that appeals strongly to retirees who want a low-maintenance lifestyle in a fresh, well-connected neighborhood. New construction homes, community amenities, and easy access to shopping, dining, and healthcare make this an efficient and enjoyable place to live.
Kroger, Publix, and Whole Foods are all within a short drive. Cool Springs is close by. And because everything is newer, the maintenance demands on the home and the HOA infrastructure are minimal. For retirees who want to simplify their life without giving up quality, Berry Farms fills that gap well.

Rosebrooke
Rosebrooke is a neighborhood where you can feel the calm almost immediately when you drive in. Located just east of downtown Franklin, you are typically about 10 minutes to Main Street and 30 to 35 minutes to downtown Nashville. Kroger and Publix are usually 5 to 7 minutes away, and Cool Springs is easily accessible for shopping, dining, and medical needs.
What sets Rosebrooke apart is the environment itself. The community was intentionally designed around natural beauty, with green space, mature trees, and a quiet pace of life that retirees respond to strongly. It is not as high-energy as downtown Franklin, but it fills an important gap for retirees who want to stay close to everything while keeping life simple and peaceful.

Tor of Avalon
Tor of Avalon is the ultra-luxury option on this list, and it stands in a category of its own. The entire Avalon community spans roughly 645 acres, with more than 300 of those acres set aside as protected natural common area. That land has been left in its natural state, creating a park-like environment throughout the neighborhood where deer, wild turkeys, and foxes move freely through the hills.
Homes are nestled into wooded lots specifically designated to maximize privacy and views of the natural Middle Tennessee landscape. It is quiet, it is refined, and there is very little turnover. People who buy in Tor of Avalon tend to stay. From the community, you are still within roughly 30 minutes of downtown Nashville, so you are not sacrificing access. You are gaining seclusion without paying for remoteness.
This is the neighborhood for the retiree who has reached the point in life where the environment around their home is just as important as the home itself.

Laurel Brook
Laurel Brook represents classic Franklin: peaceful, wooded, convenient, and refined without being pretentious about it. It is close to everything Franklin has to offer without ever feeling busy or overcrowded. For retirees who want a quiet setting that does not require them to plan around traffic or noise, Laurel Brook fits extremely well.
It sits at a competitive price point relative to other Franklin neighborhoods, which makes it an attractive option for buyers who want quality without the premium of the most high-profile communities. The neighborhood's wooded character and established feel give it a warmth that newer developments often take years to develop.

The Grove at College Grove
The Grove is the final neighborhood on the list and arguably the most complete resort-style retirement option in the entire region. Located about 20 minutes south of downtown Franklin in College Grove, it sits roughly 45 to 50 minutes from downtown Nashville depending on traffic. Yes, you are a bit further out, but what you gain in return is space, privacy, and a true resort-style lifestyle that is hard to replicate anywhere else.
The Grove is a gated, golf-centered community anchored by one of the most respected courses in the region. For retirees who love golf or simply appreciate the atmosphere that a golf community creates, this is a hard place to beat. Homes sit on larger lots, giving far more breathing room than most Franklin neighborhoods. Beyond golf, you have a full clubhouse, dining options, fitness amenities, and walking trails throughout a community designed around privacy.
The retirees who settle in The Grove tend to be people who are done with traffic, done with noise, and ready to make their home and their surroundings the center of their life. It is a very specific kind of peace, and for the right person, there is nothing better.

How to Choose the Right Franklin Retirement Neighborhood for You
The biggest mistake we see retirees make when moving to the Franklin area is choosing a home before truly understanding the lifestyle that comes with its specific location. Two homes can be the same square footage, the same price, and 10 minutes apart, and deliver completely different day-to-day experiences.
Here are the key lifestyle questions to work through before deciding:
- Walkability vs. privacy: Do you want to walk to dinner, or do you want to be tucked away from neighbors?
- New construction vs. established character: Do you prefer a fresh home with modern finishes, or mature trees and a neighborhood that has been lived in?
- Amenities on-site vs. nearby: Do you want pools and trails steps from your door, or are you fine driving 5 minutes for those things?
- Proximity to Nashville: How often will you want to access the city, and how important is a short commute to the airport?
- Budget range: Franklin offers retirement options from the mid $400Ks to well above $10M. The right neighborhood depends heavily on what your budget can deliver in each area.
Frequently Asked Questions About Retiring in Franklin, TN
Is Franklin, TN a good place to retire?
Franklin is consistently ranked among the best places to retire in the Southeast. It combines Tennessee's zero state income tax with top-tier healthcare, a thriving small-town culture, excellent infrastructure, and some of the most beautiful residential settings in middle Tennessee. For retirees relocating from high-cost states like California, New York, or Illinois, the financial and lifestyle improvement is often dramatic.
Does Tennessee have an income tax on retirement income?
No. Tennessee has no state income tax on wages, salaries, Social Security, 401(k) distributions, pension income, or investment income. This is one of the primary financial drivers behind the wave of retirees relocating to Franklin and Williamson County from high-tax states.
What is the cost of living in Franklin, TN for retirees?
Franklin is considered a premium middle Tennessee market, but it is still significantly more affordable than comparable retirement destinations in California, Colorado, or the Northeast. Home prices range from the mid $400Ks for condos and townhomes to well above $10M for estate properties. Property taxes in Williamson County are lower than most major metro counties in the country.
What healthcare options are available near Franklin, TN?
Franklin is served by Williamson Medical Center, a full-service hospital located in the city. Vanderbilt University Medical Center, one of the top academic medical centers in the country, is approximately 25 to 30 minutes north in Nashville. Retirees in Franklin have access to a deep network of specialists, primary care physicians, and specialized facilities without needing to travel far.
Are there 55+ communities in Franklin, TN?
Yes. Westhaven has a dedicated 55-plus section that gives active adults a quieter residential pocket while still offering full access to Westhaven's resort-style amenities. Several other communities in and around Franklin cater specifically to active adult buyers or attract a strong retiree population naturally due to their lifestyle offerings.
How far is Franklin, TN from Nashville?
Most Franklin neighborhoods are 20 to 35 minutes from downtown Nashville under normal traffic conditions. Neighborhoods like Legends Ridge and Westhaven on the north end of Franklin skew closer. The Grove in College Grove sits about 45 to 50 minutes out. BNA Nashville International Airport is typically 30 to 45 minutes depending on your starting point in Franklin.
Ready to Find Your Perfect Franklin Retirement Neighborhood?
Kyle and Casey Wallace specialize in helping retirees and pre-retirees relocate to Franklin and Williamson County. Whether you are moving from California, New York, Illinois, or anywhere else, we know this market at a level of detail that makes a real difference in the outcome.
Schedule a Free ConsultationCall or Text: 559-643-9255 | Email: casey@wallacegrouptn.com
