Published April 22, 2026

We Moved to Franklin, Tennessee Over 10 Years Ago — And It Exceeded Every Expectation

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Written by Kyle and Casey Wallace

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People ask us all the time why we chose Middle Tennessee. And if we are being honest, the people asking that question have usually already made up their mind about the move. What they really want to know is whether it actually lived up to what they hoped it would be. Whether after the boxes are unpacked and the kids settle into school and the newness wears off, it was worth it.

After more than 10 years of living and raising a family here, the answer we always give is the same. It did not just meet the expectation. It redefined what we thought life could look like for our family entirely.

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The Pace of Life Nobody Warned Us About

We came from California. And like a lot of people who come from high-cost, high-pressure environments, we did not fully realize how rushed we were until we stopped. Tennessee has a word for it, even if nobody actually says it out loud: margin. The move created margin in our finances, in our schedule, and in our relationships. Lower cost of living, zero state income tax, and a culture that does not equate busyness with success gave us something we had not experienced in years. Time we did not know how to use at first.

That is not an exaggeration. When you come from a place where high taxes and a high cost of living keep you feeling like you are constantly behind, you develop a rhythm that is hard to step out of. There is an almost subconscious tension that comes with expensive living, and you do not notice how much energy it takes to carry it until it is gone. In Tennessee, that tension lifts. We had to sit in the stillness for a while before we stopped feeling guilty about it. And once we did, it changed everything.

Making a New Place Feel Like Home

It took about a year and a half before Franklin stopped feeling like a place we lived and started feeling like home. That shift happened on a business trip, flying back into Nashville after a few days away. We looked at each other on the descent and both said the same thing without planning to: it feels so good to be home. That was the moment we knew something had genuinely shifted.

What we learned in that process is that there is too much emphasis placed on the physical address when people think about moving. Knowing which neighborhood, which zip code, which school zone matters. But it is not what makes a place feel like home. The magic of Franklin and Williamson County is the people. The neighbors who show up, the relationships that form naturally, the culture of genuine hospitality that is not a cliche here. It is just the way people actually are. That is what turns a house into a home and a new city into a community you are proud to belong to.

What Tennessee Does to Your Priorities

One of the more unexpected outcomes of the move was what it did to our sense of priority. Where we lived before, there was a constant, unspoken pressure around the things that were supposed to matter: what elite sports league your kids were in, which neighborhood you lived in, what the closest upscale shopping area was. Those things are easy to orbit when the culture around you treats them as measures of doing life right.

Tennessee quietly dismantles that. The margin that comes with a lower financial pressure opens up space to ask what actually matters. And what we found when we had that space was that the things that genuinely shape a life well-lived are simpler than what we had been chasing. Knowing your neighbors. Being present for your kids at school. Putting roots down in a community and actually investing in it rather than moving through it. Tennessee taught us to dive in, and we have not regretted it once.

What Real Wealth Looks Like in Franklin

Tennessee changed how we think about wealth. Not because it removed financial ambition, but because it reframed what wealth is actually for. The truest version of wealth we have found is measured in time with the people you love. That sounds like a bumper sticker until you have actually experienced the difference between a life built around accumulation and a life built around presence. The South understands that distinction better than most places in the country.

There is significant wealth in Franklin. Genuinely. The community carries real financial success at many levels. But what surprised us is how down to earth it is. How kind and generous. How little energy goes into keeping up appearances. There is none of the performative quality that wealth can take on in other markets, the what car do you drive, what does your house look like, how do you compare. In Franklin, that dynamic simply does not define the culture. And after years of living somewhere it did, the contrast is something you feel every single day in the best possible way.

Raising a Family and Building a Legacy Here

The chapter of this story we think about most now is legacy. The question of what we are leaving behind, and what kind of environment we are giving our children to grow up in and eventually come back to.

Tennessee and Franklin specifically sit in a rare position. They offer the economic opportunity that comes with a growing, well-positioned state and a corporate environment that continues to attract major employers and create strong job markets across industries including healthcare, technology, and finance. But they offer that opportunity alongside the kind of family values, community identity, and sense of belonging that most opportunity-driven cities have sacrificed for growth. Franklin is a place where our kids are excited to come back home to. Where they have examples around them of people who have built meaningful lives. Where they can dream about what is possible without feeling like they have to leave in order to find it.

We do not want our kids to grow up in a place that feels like it belongs to a previous generation. We want them to see Tennessee as theirs to build on. And everything about where this state is heading makes us believe they will have every reason to.

What We Would Tell Our Past Selves

If we could go back to the version of ourselves standing at the edge of that decision 10 years ago, the advice would be simple. Trust your gut. Take the first step. You will not go wrong.

The other piece would be to give yourself permission to not have all the answers before you go. The discovery process, figuring out who you are in a new place, what you care about, what kind of life you actually want, that is where the growth happens. The 10-year journey is the point. Embrace it, and do not be too afraid to take the risk. Step out in faith and your path will be made straight.

If you are sitting with that same feeling right now, somewhere between a decision and a hesitation, that is exactly who we work with every day. Families who are ready to take the step but are not quite sure where to begin. We would love to be a part of your story.

Frequently Asked Questions About Moving to Franklin, Tennessee

Is moving to Franklin, Tennessee worth it?

Based on our 10 years of living here and the hundreds of families we have helped relocate, the answer is overwhelmingly yes for the right buyer. Franklin and Williamson County offer a combination of quality of life, financial advantages, strong schools, and genuine community character that is genuinely rare. For people relocating from high-cost, high-pressure environments, the contrast tends to be even more pronounced than they expected going in.

What is the biggest surprise about living in Franklin, TN?

For most people who relocate here, the biggest surprise is the pace of life and the culture around wealth and community. Franklin carries significant financial success, but the culture is remarkably down to earth, generous, and present. The performative quality that wealth can take on in major coastal markets simply does not define Franklin the same way. Most people who move here describe a release of a pressure they did not fully realize they were carrying.

How long does it take to feel at home after moving to Tennessee?

In our experience, both personally and from the families we have walked through this process, the transition typically takes about a year to a year and a half. The first stretch involves getting settled logistically. The deeper shift, from living somewhere to genuinely belonging there, comes from relationships and community investment. Franklin's culture of hospitality and genuine neighborliness makes that transition faster than it might be in a larger, more transient city.

What is the best part of raising kids in Franklin, TN?

The combination of excellent schools, a safe and community-oriented environment, and a place where values and opportunity genuinely coexist. Williamson County Schools are consistently top ranked in the state, but beyond academics, Franklin gives kids examples of people who have built meaningful lives and careers here. The job market is growing in healthcare, technology, and other industries, meaning children who grow up here have real reasons to stay and build their own futures without having to leave to find opportunity.

Does Tennessee have no income tax?

Yes. Tennessee has zero state income tax on wages, salaries, retirement distributions, and investment income. For families relocating from California, Illinois, New York, or other high-tax states, this single factor can represent tens of thousands of dollars in annual savings. Combined with a lower overall cost of living and housing costs that, depending on your origin market, may represent a significant upgrade for the same budget, the financial case for Tennessee is one of the most compelling in the country.

Thinking About Making the Move to Middle Tennessee?

Kyle and Casey Wallace have called Franklin home for over 10 years and have helped hundreds of families through the relocation process. Whether you are in the early stages of considering a move or ready to get serious, we would love to be a part of your story.

Schedule a Free Consultation

Call or Text: 559-643-9255  |  Email: casey@wallacegrouptn.com

 

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